This is a payment protection and is specific to the loan or mortgage. It is payable for up to two years, but most commonly for 12 months if you were unable to work due to accident, sickness or unemployment.

Accident Sickness & Unemployment Insurance is provided through Cardiff Pinnacle Insurance.  The benefits of taking this insurance are that you can, in any of these events continue to maintain your mortgage payments, for a predetermined amount of time until you return to work.  In addition the insurance offered comes from one of the only insurers,  who offer this type of insurance, who also have, an industry leading, 5 star Defacqto rating.