buildings & contents insurance

If you own a home or other property it is essential that you are covered for any potential issue you may have with the physical property itself.

Buildings Insurance is the only mandatory insurance a lender will insist on as they need to ensure that the asset,
on which they have lent money, is secure if anything were to happen to it. This does not have to be with the
mortgage provider.

Contents Insurance is optional but is always beneficial for protecting your household possessions. These are the day to day things you can take for granted like flat screen TV’s, furniture, jewellery etc. which can be costly to replace if stolen or damaged.

At RA Mortgages we use only one insurance company, Paymentshield. The principal reason for this is that the products we offer advice on are independently recognised for their quality.

The benefits of the policies are:

• Full comprehensive cover with full accidental damage options
• Legal cover options
• You can specify the level of excess you want, potentially reducing your premium

Your home may be repossessed if you do not keep up repayments on your mortgage



contact us
Contact us today to speak to one of our expert mortgage advisors..

Call 01977 525 131
Email. info@ramortgages.co.uk


book an appointment
Contact us today to obtain further advice and arrange a meeting with one of our expert advisors...


A fee will be payable of £995 for mortgages up to £500,000, £1,500 for mortgages between £500,001 and £1,000,000 and £2000 is payable for mortgages over £1,000,000.

RA Mortgages is a trading style of Simpli Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority, 726327. Simpli Financial Solutions Limited registered address is Business & Innovation Centre, Wearside, Sunderland, SR5 1RW.

Buy to Let, most Let to Buy, Overseas Mortgages & Commercial Mortgages are not regulated by the Financial Conduct Authority