critical illness insurance

Many people are not aware that “Critical Illness” is something you are more likely to suffer from throughout your mortgage and debt lifetime than anything else which might affect your financial security.

A critical illness is, by its definition, something that can have a dramatic impact on your life, work and lifestyle without actually being terminal.

At RA Mortgages we feel it is important to highlight what these implications might be and allow you to make the decision around what you can do to mitigate the financial cost.

Some of the implications are –

• Outstanding debts that need to be repaid to such as mortgages, loans & credit cards
• Financial security for you, your spouse and possibly children
• Adjustments needed to property to enable you to live comfortably
• Relocation to a property that fits in with your physical condition
• A new or different type of employment possibly including re training

Our advisors can help you understand what you can do to mitigate these types of scenarios from occurring.

They are able to:

• Contact you by your preferred method including to see you at a convenient time and location to you, including evenings.

• Discuss with you the reasons why you feel it is important to have this type of cover.

• Source the relevant insurance you might need from the panel of providers we have access to.

• Provide a recommendation based on your needs and circumstances, that works for you in terms of cover that provides what you want at a cost you can afford.

Your home may be repossessed if you do not keep up repayments on your mortgage



contact us
Contact us today to speak to one of our expert mortgage advisors..

Call 01977 525 131
Email. info@ramortgages.co.uk


book an appointment
Contact us today to obtain further advice and arrange a meeting with one of our expert advisors...


A fee will be payable of £995 for mortgages up to £500,000, £1,500 for mortgages between £500,001 and £1,000,000 and £2000 is payable for mortgages over £1,000,000.

RA Mortgages is a trading style of Simpli Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority, 726327. Simpli Financial Solutions Limited registered address is Business & Innovation Centre, Wearside, Sunderland, SR5 1RW.

Buy to Let, most Let to Buy, Overseas Mortgages & Commercial Mortgages are not regulated by the Financial Conduct Authority