income protection

At RA Mortgages we understand that in the current employment market there are varying degrees of benefits paid by employers and these could have an impact on our clients in the event of accident or prolonged ill health.

Some of the implications of prolonged ill health or accident are:


If you were unable to work from prolonged ill health would you be able to support your current debts and lifestyle
Would your employer keep paying you if you were off for 3 or more months?
Are you self-employed in a business where if you were not able to work fully your income would change adversely

At RA Mortgages we can help to structure protection in the form of plan that will pay you a regular income whilst you recover from these events. The benefit will continue to pay you an income until either of the following occur, you get better and return to work, you die, you retire, or the policy ceases.

Our advisors can help you understand what you can do to stop these types of scenarios from occurring.

They are able to:

Contact you by your preferred method including to see you at a convenient time and location to you,
including evenings.

Discuss with you the reasons why you feel it is important to have this type of cover.

Source the relevant insurance you might need from our panel of providers.

Provide a recommendation based on your needs and circumstances, that works for you in terms of cover that provides what you want at a cost you can afford.

Your home may be repossessed if you do not keep up repayments on your mortgage



contact us
Contact us today to speak to one of our expert mortgage advisors..

Call 01977 525 131
Email. info@ramortgages.co.uk


book an appointment
Contact us today to obtain further advice and arrange a meeting with one of our expert advisors...


A fee will be payable of £995 for mortgages up to £500,000, £1,500 for mortgages between £500,001 and £1,000,000 and £2000 is payable for mortgages over £1,000,000.

RA Mortgages is a trading style of Simpli Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority, 726327. Simpli Financial Solutions Limited registered address is Business & Innovation Centre, Wearside, Sunderland, SR5 1RW.

Buy to Let, most Let to Buy, Overseas Mortgages & Commercial Mortgages are not regulated by the Financial Conduct Authority