The good news for existing mortgagees is competition between mortgage lenders is very healthy at the moment with interest rates at all-time lows and each lender competing for a larger slice of the market.

A remortgage of your current property can be used for various different reasons:

You may be looking to get a better deal to try and lower payments
You may want to release equity to build an extension
Settle other unsecured debts to lower your monthly outgoings
You may want to buy another property
Possibly for your children or even a deposit for them to buy their own home

At RA Mortgages our expert advisors will help you through the process for whatever reason you
want to borrow for. We will:

Contact you by your preferred method including coming to see you at a convenient time and location to you, including evenings
Listen to what you want from your mortgage
Look at what you can afford and if appropriate provide strategies for repaying your mortgage earlier than
you anticipate
Source the mortgage from the market and any relevant insurance you may need or consider changing to
Provide a recommendation based on your needs and circumstances that works for you
Liaise with you and your solicitor to move the mortgage forward as quickly as needed

Set up costs can be kept to a minimum by utilising lenders who provide inclusive legal and valuation fees
within the product.

A fee will be payable of £995 for mortgages up to £500,000, £1,500 for mortgages between £500,001 and £1,000,000 and £2000 is payable for mortgages over £1,000,000.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

contact us
Contact us today to speak to one of our expert mortgage advisors..

Call 01977 525 131

book an appointment
Contact us today to obtain further advice and arrange a meeting with one of our expert advisors...

A fee will be payable of £995 for mortgages up to £500,000, £1,500 for mortgages between £500,001 and £1,000,000 and £2000 is payable for mortgages over £1,000,000.

RA Mortgages is a trading style of Simpli Financial Solutions Limited which is authorised and regulated by the Financial Conduct Authority, 726327. Simpli Financial Solutions Limited registered address is Business & Innovation Centre, Wearside, Sunderland, SR5 1RW.

Buy to Let, most Let to Buy, Overseas Mortgages & Commercial Mortgages are not regulated by the Financial Conduct Authority